Welcome to JMT Finanace

A personal approach to Commercial Finance

We’re a privately owned and funded commercial property lender, able to offer a unique 80% LTV. Our structure allows us to offer fast decisions and tailored lending solutions.

About us

JMT finance work a little differently...

At JMT Finance Ltd, we take a more personal and traditional approach to loan applications, ensuring a smooth and hassle-free experience for our borrowers. Unlike conventional lenders, we eliminate application forms and instead meet with our borrowers directly. This allows us to understand their unique circumstances and tailor solutions to meet their specific needs. Additionally, we do not require independent valuations, as we personally visit the property ourselves, saving borrowers both time and money while maintaining a transparent and efficient process.

We also offer low or no Early Repayment Charges (ERC), providing our borrowers with greater flexibility and financial freedom. Our approach ensures that borrowers can repay their loans on their own terms, without unnecessary penalties. At JMT Finance Ltd, we prioritize long-term relationships, removing unnecessary complexities to make borrowing simple, efficient, and stress-free. Our goal is to provide a trusted, flexible, and borrower-friendly lending experience.

Our Core Values

U

Transparency

Transparency ensures clear communication, no hidden costs, honest processes, complete financial integrity, and a commitment to building trust with every client.

Integrity

Our success is built around enjoying long term relationships, not only with our borrowers but also with select brokers and lawyers who we choose to work with.

Efficiency

We aim to respond to all enquiries within one working day. Where a proposal is accepted, we will pass this through to legals within 24 hours of conducting our site visit.

Personality

We work as a close team and commit to being accessible and personable with our borrowers and professionals. We get to know the people we are going into business with.

Positivity

Positivity is our core value, fostering trust, confidence, transparency, client satisfaction, tailored solutions, and a seamless financial journey.

What we offer

Bridging Loans

Short terms finance, usually used to purchase a property which requires refurbishment before moving to term finance

Interest Only Term Loan

An ideal product to give borrowers an opportunity to build a trading history and demonstrate income

Purchase or Refinance

Our products are suitable for either purchasing or refinancing commercial property

Testimonials

Empire Commercial Finance

The Brokers at Empire Commercial Finance Ltd have been more than impressed with the common sense, practical and simple process that Chris and all the team at JMT Finance Ltd have provided. This has enabled us to support clients and deliver a solution to meet their requirements that we could not obtain elsewhere on the market.

Martin Johnson
Empire Commercial Finance

Alan Laslett

JMT Finance Ltd were introduced to us by a mutual contact, and we feel they have a unique product in a competitive marketplace. The team make quick decisions, and have shown genuine interest in the clients funding requirements. We have enjoyed working with JMT. They are very proactive in making deals work and show a strong appetite to support our clients with loan requirements.

Alan Laslett
Real Property Finance LTD

Robin Sharp

Our team partner closely with JMT’s legal team to advise on loan transactions. Chris Jones is a pleasure to deal with – he provides quick, clear and commercial-minded instruction to any issues that arise during the due diligence process. This enables us to proceed to legal completion quickly and without fuss to the benefit of all the parties.

Robin Sharp
JMW Solicitors LLP

Meet Our Team

john lund

John Lund

Chairman

john lund

Steve Marsh

Non-Exec Director
john lund

Chris Jones

Managing Director
john lund

Imogen Stocks

Account Manager