About Us

About us

JMT finance work a little differently...

At JMT Finance Ltd, we take a more personal and traditional approach to loan applications, ensuring a smooth and hassle-free experience for our borrowers. Unlike conventional lenders, we eliminate application forms and instead meet with our borrowers directly. This allows us to understand their unique circumstances and tailor solutions to meet their specific needs. Additionally, we do not require independent valuations, as we personally visit the property ourselves, saving borrowers both time and money while maintaining a transparent and efficient process.

We also offer low or no Early Repayment Charges (ERC), providing our borrowers with greater flexibility and financial freedom. Our approach ensures that borrowers can repay their loans on their own terms, without unnecessary penalties. At JMT Finance Ltd, we prioritize long-term relationships, removing unnecessary complexities to make borrowing simple, efficient, and stress-free. Our goal is to provide a trusted, flexible, and borrower-friendly lending experience.

Some of our key features are shown below:

No Application Forms

We take the time to meet with our borrowers and discuss their circumstances and requires on an individual basis

No Independent Valuation

Instead, we visit the property ourselves, saving our borrowers time and money

Low or No ERC

Offering our borrowers flexibility and freedom

Our Core Values

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Transparency

Transparency ensures clear communication, no hidden costs, honest processes, complete financial integrity, and a commitment to building trust with every client.

Integrity

Our success is built around enjoying long term relationships, not only with our borrowers but also with select brokers and lawyers who we choose to work with.

Efficiency

We aim to respond to all enquiries within one working day. Where a proposal is accepted, we will pass this through to legals within 24 hours of conducting our site visit.

Personality

We work as a close team and commit to being accessible and personable with our borrowers and professionals. We get to know the people we are going into business with.

Positivity

Positivity is our core value, fostering trust, confidence, transparency, client satisfaction, tailored solutions, and a seamless financial journey.

Testimonials

Empire Commercial Finance

The Brokers at Empire Commercial Finance Ltd have been more than impressed with the common sense, practical and simple process that Chris and all the team at JMT Finance Ltd have provided. This has enabled us to support clients and deliver a solution to meet their requirements that we could not obtain elsewhere on the market.

Martin Johnson
Empire Commercial Finance

Alan Laslett

JMT Finance Ltd were introduced to us by a mutual contact, and we feel they have a unique product in a competitive marketplace. The team make quick decisions, and have shown genuine interest in the clients funding requirements. We have enjoyed working with JMT. They are very proactive in making deals work and show a strong appetite to support our clients with loan requirements.

Alan Laslett
Real Property Finance LTD

Robin Sharp

Our team partner closely with JMT’s legal team to advise on loan transactions. Chris Jones is a pleasure to deal with – he provides quick, clear and commercial-minded instruction to any issues that arise during the due diligence process. This enables us to proceed to legal completion quickly and without fuss to the benefit of all the parties.

Robin Sharp
JMW Solicitors LLP

Meet Our Team

Our key personnel have a wealth of experience in
Business, Property and Finance

john lund

John Lund

Chairman

john lund

Steve Marsh

Non-Exec Director
john lund

Chris Jones

Managing Director
john lund

Imogen Stocks

Account Manager
faq jmt

FAQs

Frequently Asked Questions?

What LTV do JMT offer?
JMT offer loans of up to 80% if Market Value.
Do JMT lend to First Time Landlords?
Yes, we do.
Will JMT lend to an SPV?
Yes, we will.
How can I apply for a loan with JMT?
We accept applications either directly, or through a broker.
What makes JMT Finance Ltd different from other lenders?
At JMT Finance Ltd, we take a personal and traditional approach to loan applications. Unlike other lenders, we eliminate the need for application forms and independent valuations. We meet with borrowers directly to understand their unique circumstances and tailor financial solutions that best suit their needs. Additionally, we offer low or no early repayment charges (ERC), providing our borrowers with flexibility and financial freedom.
How does JMT Finance Ltd ensure transparency?
Transparency is our core value. We prioritize clear communication, ensuring there are no hidden costs or fees. Our processes are honest and straightforward, and we maintain complete financial integrity throughout the lending process. We believe in building trust with every client by being upfront and clear about all terms and conditions.
What support does JMT Finance Ltd provide?

Our expert team provides dedicated support and guidance at every step of the loan process. With vast experience and industry knowledge, we offer personalized financial solutions tailored to each client’s specific needs. Whether you need assistance with paperwork, property assessments, or loan terms, our team is here to help and ensure a smooth, hassle-free experience.